Owner financing available. This is an excellent opportunity to own a desirable lot on a paved road in the developing area of Palatka. With no HOA restrictions, allowance for manufactured homes, and proximity to the town center, it's an ideal location. If you're seeking to buy your dream property in Florida, your search ends here. This lot is priced below market value, making land purchase in Florida a sound investment. Whether you're planning to build your dream home, a vacation retreat, a rental property, or simply hold onto the land as a valuable long-term asset for future resale at a profit, this property represents a wise choice.